Accrued

The desk/Chat

Chat

/app/chat talks to a model on the desk. Usage spends LLM credit. You do not paste a vendor key.

When to use Chat

Use Chat when you want a reply inside the desk after you have converted website credit to the LLM rail. Pick a provider and a model on the composer. Threads stay on this browser. The desk still meters the spend against your remaining cents.

Claude, OpenAI, DeepSeek, Google, and Grok marks on the control are the same rail. They are not separate balances.

When to mint a key

Mint an acc_ key when you need the official vendor API in Cursor or another client. Chat does not give you that key. Redeem on LLM credits does. After the key exists, point the SDK at this origin as shown in API.